budgetEDGE is a free and anonymous place for you to create and manage your finances, using a forward-looking, paycheck-driven approach that shows you if (when) you will run out of money.
While budgetEDGE is powerful, it cannot predict the future. It shows you the results of your inputs. But the more information you enter, the more accurate it is. Enter your income, expenses and savings faithfully and you will see that it tells you exactly how much money you will have left in your bank account for the current pay period. For all later pay periods, you will see an estimate that will be as close to your actual closing balance as your information allows.
With this knowledge you have the power to make intelligent decisions about what to do with your money and the best time to do it. Save or spend, the choice is yours.
In general, the three types of person who will benefit from budgetEDGE are:
Those who are already in debt and need to carefully manage how their money is moving in and out of their account so that they can pay their bills on time.
Those who are not in debt but don't track their money well. These people might be able to benefit from autopay options provided by their creditors, or even save more money.
Those who do obsess over their money and like to endlessly model "what-if" scenarios will be addicted to budgetEDGE's flexibility.
In all three cases the information about how much money is left after you have paid all of your bills will help you to make informed decisions about your money.
In general, people don't know much about their money. At best, most people can tell you where their current paycheck will go, but few people can tell you how much they can afford to pay AMEX in six months.
budgetEDGE solves this problem by showing you exactly how much money you have left in your account on a forward-looking basis. With this knowledge you can decide to save more (or less), spend more (or less), move to a better place, buy a car, payoff credit cards - whatever you choose, you will know what it means to your budget.
Using budgetEDGE is essentially a three step process.
Sign up! It's free, easy and anonymous. We ask you for non-identifying demographic information so we can show you how you compare with others like you, but that's it.
Add income, expenses and savings information. Once you have entered your income information, you can add estimates of expenses and savings at your own pace. The more information you add, then more accurate budgetEDGE will be.
Update as needed. As you get bills or money from unexpected sources (thanks Aunt Lulu!), you can add them or change the amounts that you had estimated earlier. In just minutes a week, you can stay on top of your budget.
We take your privacy seriously. We don't track you around the internet. We don't know who you are, myleftfoot1979, so don't worry. The demographic information that we ask when you sign up is to help you understand how well you compare to others like you; it's not traded like a cheap stock.
We don't sell your information to email marketers. Ever. In short, budgetEDGE respects you and thanks you for taking the time to trust us with your information. We don't want to do anything to break that trust.